Rental yield calculator
Work out net yield and monthly cash flow from the purchase price, deposit, rent and loan.
M ₩₩300M
M ₩Acquisition tax, agent fees, repairs and other costs of buying
M ₩₩20M
M ₩₩1M
M ₩₩100M
%
M ₩₩1M
Vacancy per year
Net yield (annual)
3.61%
Net income ₩6.5M a year on ₩180M of your own money
Monthly cash flow
+₩541,700
Gross yield
4%
Annual income and costs
Annual rent income
₩12M
Annual loan interest
₩4.5M
Other annual costs
₩1M
Annual net income
₩6.5M
Your own money in
₩180M
Payback period
27.7 yrs
Own money in = price + acquisition costs − deposit − loan. Net yield = annual net income ÷ own money in.
What if the rent changes?
| Rent | Net yield | Monthly cash flow |
|---|---|---|
₩900,000 −₩100,000 | 2.94% | +₩441,700 |
₩950,000 −₩50,000 | 3.28% | +₩491,700 |
₩1M Now | 3.61% | +₩541,700 |
₩1.1M +₩50,000 | 3.94% | +₩591,700 |
₩1.1M +₩100,000 | 4.28% | +₩641,700 |
Only the rent changes; deposit, loan and costs stay the same. Higher rent can also mean a higher risk of vacancy.
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A reference calculation based only on the numbers you enter, not investment advice. It ignores income tax on rent, vacancy longer than you enter, changes in sale or rent prices, and loan principal repayment. "Estimate" adds acquisition tax for a second home in a non-regulated area at 84㎡ to the maximum sale brokerage fee. Consult a tax accountant or licensed agent before deciding.